Hygge for Everyone

FBMAccess September 27, 2019

Hygge (pronounced hyoo⬝guh) is a Danish frame of mind, that means “a quality of coziness and comfortable conviviality that engenders a feeling of contentment or well-being,” according to the Oxford dictionary. More and more Americans are embracing the idea of hygge for their own lives, to help alleviate the hustle and bustle of the holiday season. We know not every day can be filled with Netflix and blankets, so we’ve got a few practical ways that you can enjoy hygge.

You’re a Millennial — But You Still Need Life Insurance

FBMAccess September 25, 2019

We’re Millennials, and we’ve been made fun of for things like avocado toast and our Instagram posts for years now, but why are we catching such a bad rap? Perhaps it’s because those born between 1981 – 1996 have been skipping out on important #adulting, like planning for life insurance, and other policies. The last thing we want to think about is death and dying. We have countless more vacations to take, career accomplishments to tackle, and maybe even settle

Life Insurance Awareness Month

FBMAccess September 11, 2019

Disasters and death are uncomfortable to talk about for most. It’s not a light, fun subject, and often creates uneasy feelings for those that are considering it while planning for life insurance, or any type of protection after disaster or death. SOGO recognizes this uncomfortable situation, but we assure you that our agents are very well trained to take the dark reality of death and turn it into a positive perspective for you and your family. September September is Life

5 Things to do in San Antonio in Fall 2019

FBMAccess September 5, 2019

Fall is coming, and so are these five exciting events in San Antonio. Touring historic Missions, hunting ghosts, and indulging in good food and beverages are all the perfect way to at least pretend like it’s not 100 degrees outside still. 9/7/19WORLD HERITAGE FESTIVAL TOUR DE LAS MISIONES Mission Park Pavilion | 6030 Padre Drive Tour de Las Misiones is the perfect way to make time for history while learning about San Antonio’s historic Missions. Maybe you haven’t been out

Back to School Safety for Every Driver

FBMAccess August 30, 2019

Goodbye, Summer! Hello, Fall. San Antonio-area district schools are now officially back in session, and SOGO is here with a back-to-school safety refresher for parents and non-parents alike. The first-day jitters have all been calmed, and every parent is breathing a sigh of relief that Fall routines are finally here, but aside from all the paperwork and hustle of new beginnings exists the reality that American schools are spending a significant amount of money and time on school safety, so

Employee Appreciation Ideas for Every Budget

FBMAccess August 23, 2019

As a business owner, it’s normal to get caught up in metrics and production numbers on a daily basis, but you may be skipping an important step in keeping your employees feeling valued and appreciated. Studies show that making a small effort to show appreciation for your employees can go a long way without breaking the bank. According to a recent Gallup poll, “Acknowledging employees’ best work can be a low-cost endeavor — it can be as small as a

National Financial Awareness Day: 5 Ways to Improve Your Financial Wellness

FBMAccess August 14, 2019

It’s National Financial Awareness Day, and we’re here for it! SOGO Wealth & Risk Management has a knack for helping our clients manage their assets, so listen up as we brush up on these simple tips for the everyday adult to make steps toward improving your financial wellness. 1) Determine Your Net Worth – When was the last time you sat down and compared everything you own vs. everything you owe? Figuring out your net worth is a perfect starting point to creating

Summer School Lesson 3: Employee Benefits

FBMAccess August 9, 2019

It’s pop quiz time, students! How well-versed are you on employee benefits? In this last SOGO Summer School Lesson, we’re talking about one of the most talked-about subjects when it comes to attracting, recruiting, and retaining talent in the current San Antonio hiring market. These days, employee benefits go way beyond just company lunches and holiday parties. As a business owner, you know you need to take care of your employees in order to keep them, but are you fully covered?

Summer School Lesson 2: Risk Management

FBMAccess July 31, 2019

It’s time for SOGO Summer School Lesson 2, and this week, we’re discussing Risk Management. Successful business owners know that growth comes with power, and with power comes risk. It’s the nature of the beast, and you’ve got to be prepared for those corporate risks. Risk Management, by definition, is just that. At SOGO, our agents help you evaluate the risks your company is taking and creates a plan of action to help mitigate those risks. With San Antonio being home

Summer School Lesson 1: General Liability and Umbrella Insurance

FBMAccess July 25, 2019

SOGO Summer School is kicking off, and we’re starting with the basics to get you and your business back in the game with ease. Even if you did the summer reading assignment, and you’re already a SOGO business insurance customer, it’s not a bad idea for you to take a few notes in this refresher course, because we’re talking about General Liability Insurance and Commercial Umbrella Insurance, and those are some of the most important subjects for you to have nailed down in

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