The Holidays are Here… Let’s Reflect!

FBMAccess December 7, 2021

‘Tis the season to be jolly or to reflect on all that has happened in the past year. Being reflective on one’s life is a healthy way to look back into the past and figure out how to approach the future in the best way possible. We’re here to help you organize your thoughts with some ideas on what to reflect on and how to use that information to plan accordingly. We’ve gone ahead and broken it up into five

Long-Term Disability: Protecting Yourself from the Unexpected

FBMAccess December 1, 2021

Long-term disability is one of those policies that’s easy to brush off upon first thought. Not many folks like to sit and think about what could go wrong in their life, much less about being dependent on an insurance policy to help them stay financially afloat after a dire situation occurs. Some people are covered by life insurance alone through their full-time jobs and think that either short-term disability insurance or long-term disability insurance is not worth investing in. However, more Americans are finding

Local Restaurants, Bars, and Drinks to Try!

FBMAccess November 22, 2021

You deserve a break. It’s time to head to your local bar and soak up some adult refreshments that will knock your socks off. Downtown SA On The Bend Oyster Bar & Cigar Lounge – 123 Losoya #7, San Antonio, 78205 Head to the San Antonio River Walk for an upscale bar and seafood experience in the heart of the city. No need to worry about spreading germs – the two-level outdoor patio amidst swaying palm trees will have you safely sitting

Five Local Wineries to Visit

FBMAccess November 16, 2021

Five Local Wineries to Visit Halloween is over, which means we’re in official Fall mode. So break out the holiday gear, and when you’re tired of decorating or making holiday plans, take a break and head to one of these five local wineries that Texas has blessed us with. Want to take a mini-vacation to the Italian countryside without ever having to hop on a plane? At In Contrada Vineyard on the far north side of San Antonio, you can

Does my Nonprofit Need Workers’ Compensation Insurance?

FBMAccess November 12, 2021

On average, employers spend $120,000 on each workplace injury. Of course, $120,000 may seem exaggerated for a nonprofit workplace injury, but there is where the conversation of indirect costs comes about. Indirect costs cover items such as your time spent managing the accident process, hiring temporary workers, overtime pay to other staff carrying the workload, legal counsel, and higher workers compensation premiums, to name a few. According to a study performed by Harvard University, “for every dollar spent on direct

Straight From the Sales Director: How Surveys Help Nonprofits Develop and Win Funds

FBMAccess October 27, 2021

Let’s talk about a riveting topic: Market Research! Didn’t those two words make your heart beat fast and fist violently pound the air in excitement? Yeah, I didn’t think so. Although necessary, market research, at least the thought of it, sounds like… well, research. Why are surveys so crucial to nonprofits anyways? Surveys for nonprofits act like Google reviews for other companies. Except you can use the survey results in a myriad of ways, such as: improving your programs, increasing

It’s Cyber Security Awareness Month: Are You Prepared?

FBMAccess October 22, 2021

October marks the 18th year that the United States Government has recognized the ever-growing need for cyber security awareness among the nation by dubbing this month “Cyber Security Awareness Month.” Why would the federal government have a vested interest in cyber security? Over the last twenty or so years, Americans have been doing more business, socialization, and communication of sensitive information over the internet. When security measures are low, Americans are affected financially, emotionally, and even legally sometimes. So this

Avoid Employment Litigation Following COVID-19

FBMAccess October 13, 2021

Today we are pivoting from our regular content to address an emerging trend we have noticed when meeting with nonprofit directors—returning their employees to work and resuming in-person programs amid a rapidly changing pandemic. In the past nine months, we have helped numerous nonprofits update their employee handbook to include specialized language regarding Covid-19 related restrictions/best practices. Many updates involve quarantining guidelines, workplace travel, in-person programs, mandatory vaccinations, and sick leave. With rapidly evolving policies, best practices, and laws surround

Does Your Company Need Systems Breakdown Insurance?

FBMAccess October 6, 2021

Texas has a gigantic manufacturing industry, and San Antonio happens to be one of the state’s biggest suppliers of manufacturing jobs. According to the Texas Comptroller, it’s one of the only Texas cities that did not see job loss during the COVID-19 crisis, with a 0.6% increase in manufacturing jobs. But, of course, when running a manufacturing company, you want workers to complete the job in three ways: 1) safely, 2) correctly, and 3) efficiently. So what happens when a

Umbrella Insurance: Are You Under-Insured?

FBMAccess September 29, 2021

Being a homeowner and automobile owner can be nerve-wracking as it is. Living in a large city such as San Antonio can add to your already fragile nerves when considering how many hundred houses and cars you pass to and from your daily destinations. If you watch the evening news or scroll through social media from time to time, you’ve seen a lot of natural disasters plaguing the United States recently during hurricane season. Still, there’s a whole different genre

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