Risk Management 101: Trends and Priorities in 2022

FBMAccess January 31, 2022

It’s the beginning of the year, which means it’s time to dust off your company’s annual to-do list. It’s the perfect time to check-in and evaluate business needs, wants, and must-haves. Of course, you’re likely checking that your business is covered through business insurance most effectively and efficiently, but how much time do you spend on evaluating the risks it takes to run your business throughout the year? Can you assess those risks and put an action plan together to

Why the Insurance Industry is Getting More Digital

FBMAccess January 12, 2022

Just as the world was reflecting on ways to “unplug” and detach itself from digital media, the global pandemic forced the world back into a digital-necessary life for us all. From great grandparents in their old living rooms to kindergarteners at their kitchen tables, all ages and types of people had to get on board with digital platforms whether they liked it or not. Overall, business plans shifted for all industries and companies. Even commercials of nationally-recognized brands embraced changes

Season of Giving: 5 Non-Profits to Consider Donating To

FBMAccess December 28, 2021

So many people are opting to give experiences versus physical presents this holiday season. If you’re looking to join in on the alternative gift challenge, consider donating to a nonprofit organization on behalf of a friend or family member. We’ve got the perfect list of nonprofits to which you can spread holiday cheer. In case you missed it: Check out our last blog “The Holidays are Here… Let’s Reflect!“ to learn about the most important gift you can give your loved ones

The Holidays are Here… Let’s Reflect!

FBMAccess December 7, 2021

‘Tis the season to be jolly or to reflect on all that has happened in the past year. Being reflective on one’s life is a healthy way to look back into the past and figure out how to approach the future in the best way possible. We’re here to help you organize your thoughts with some ideas on what to reflect on and how to use that information to plan accordingly. We’ve gone ahead and broken it up into five

Long-Term Disability: Protecting Yourself from the Unexpected

FBMAccess December 1, 2021

Long-term disability is one of those policies that’s easy to brush off upon first thought. Not many folks like to sit and think about what could go wrong in their life, much less about being dependent on an insurance policy to help them stay financially afloat after a dire situation occurs. Some people are covered by life insurance alone through their full-time jobs and think that either short-term disability insurance or long-term disability insurance is not worth investing in. However, more Americans are finding

Local Restaurants, Bars, and Drinks to Try!

FBMAccess November 22, 2021

You deserve a break. It’s time to head to your local bar and soak up some adult refreshments that will knock your socks off. Downtown SA On The Bend Oyster Bar & Cigar Lounge – 123 Losoya #7, San Antonio, 78205 Head to the San Antonio River Walk for an upscale bar and seafood experience in the heart of the city. No need to worry about spreading germs – the two-level outdoor patio amidst swaying palm trees will have you safely sitting

Five Local Wineries to Visit

FBMAccess November 16, 2021

Five Local Wineries to Visit Halloween is over, which means we’re in official Fall mode. So break out the holiday gear, and when you’re tired of decorating or making holiday plans, take a break and head to one of these five local wineries that Texas has blessed us with. Want to take a mini-vacation to the Italian countryside without ever having to hop on a plane? At In Contrada Vineyard on the far north side of San Antonio, you can

Does my Nonprofit Need Workers’ Compensation Insurance?

FBMAccess November 12, 2021

On average, employers spend $120,000 on each workplace injury. Of course, $120,000 may seem exaggerated for a nonprofit workplace injury, but there is where the conversation of indirect costs comes about. Indirect costs cover items such as your time spent managing the accident process, hiring temporary workers, overtime pay to other staff carrying the workload, legal counsel, and higher workers compensation premiums, to name a few. According to a study performed by Harvard University, “for every dollar spent on direct

Straight From the Sales Director: How Surveys Help Nonprofits Develop and Win Funds

FBMAccess October 27, 2021

Let’s talk about a riveting topic: Market Research! Didn’t those two words make your heart beat fast and fist violently pound the air in excitement? Yeah, I didn’t think so. Although necessary, market research, at least the thought of it, sounds like… well, research. Why are surveys so crucial to nonprofits anyways? Surveys for nonprofits act like Google reviews for other companies. Except you can use the survey results in a myriad of ways, such as: improving your programs, increasing

It’s Cyber Security Awareness Month: Are You Prepared?

FBMAccess October 22, 2021

October marks the 18th year that the United States Government has recognized the ever-growing need for cyber security awareness among the nation by dubbing this month “Cyber Security Awareness Month.” Why would the federal government have a vested interest in cyber security? Over the last twenty or so years, Americans have been doing more business, socialization, and communication of sensitive information over the internet. When security measures are low, Americans are affected financially, emotionally, and even legally sometimes. So this

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