Insurance Market Trends: Stay Aware

FBMAccess August 31, 2022

Of all the industries affected by COVID-19, you might wonder how the insurance industry could be affected. How can a health crisis affect insurance types not related to health? Unfortunately, a domino effect has begun with people changing their old habits to new ones, and insurance premiums reflect those changes. In addition to the health crisis, other unfortunate and unforeseeable events, such as the infamous Texas Snow/Sleet storm, have negatively affected insurance premiums. We’ve got the lowdown on some industry

The Cons of Working From Home

FBMAccess August 22, 2022

Soft hoodies, comfy pants, endless snacks, and office space flexibility. These are a few advantages remote workers are enjoying as part of the recent work-from-home programs companies have rolled out. Some employees still benefit from these new programs, and managers appreciate the advantage of happy workers; however, it’s not all coffee and cozy blankets as one might think. One disadvantage to these work-from-home programs is a lack of cybersecurity. Most companies did their best to roll out measures to protect

1099 vs. W2: Which One Is Right For Your Business?

FBMAccess August 15, 2022

Hiring employees at your small business is an exciting step towards growth and long-term financial success. It’s one of many signs of business health and is an excellent sign to investors that you’ve projected a sunny forecast from here on out. Aside from economic advantages, your work family is growing, creating a buzz in the community. However, before hiring, you need to decide what “type” of employee you will hire – a W2 or a 1099 employee. Both have advantages,

The Reality of Opening a Bar

FBMAccess July 28, 2022

Line up the bottles and queue the music – it’s time for your bar to open for business. Owning a bar can be an adventurous and exhilarating experience. No doubt, you come across all kinds of characters, from a tired mom who needs a night out with the girls to the older gentlemen who sips his cocktails alone with pure enjoyment. It’s a chance to provide customers with a curated experience and deliver an opportunity to allow your loyal patrons

Sole Proprietorship vs. LLC vs. Corporation

FBMAccess July 20, 2022

Before you flip the switch on the “Open” sign, you’ll need to decide what type of business structure is right for your future business. Unfortunately, it’s not as easy as waking up and deciding you’ll print some business cards to share with friends. Instead, you have to consider your options and put a lot of thought into the different types of structures before filing officially with the State of Texas. Let’s start with some definitions of the types of business

Location: The Most Underrated Part When Starting a Business

FBMAccess July 11, 2022

Those in the real estate industry have a common mantra when considering the future success of a deal: location, location, location. Starting a business of your own and picking out the physical location can contribute to your future success or failure, so it should not be an afterthought. A real-life example of “location” being a significant aspect of sales is in 2018, the Girl Scouts of America began allowing troops to set up Girl Scout cookie sale booths directly outside

Backyard DIY Ideas: Spice Up Your Cookouts

FBMAccess June 30, 2022

Fire up the grill, y’all! It’s officially summertime in San Antonio. With temperatures climbing daily, folks are planning backyard barbecues so they can get out and enjoy the warm weather with friends, so we’ve got some no-fuss tips on how to spruce up your digs in prep for summertime soirées. Ward Off Pesky Mosquitos – Everyone knows the mosquitos in central Texas are like blood-sucking helicopters. Sometimes even mosquito spray doesn’t cut it to keep those pesky parasites out of reach.

Start Your Dream Business Today

FBMAccess June 17, 2022

You’ve had a lifelong dream and are finally ready to fulfill it. Starting your business will likely be one of the most challenging tasks you take upon yourself, but it can also be one of the most rewarding. We’ve got you covered with ideas to make the process as smooth as possible. Talk to Current Business Owners: No one would know the struggles and strides of starting a business as a current business owner. Talk to existing business owners about their

Do’s and Don’ts of Creating a Business Plan

FBMAccess June 9, 2022

So often, when browsing social media, websites, and streaming networks, we see advertisements for businesses or products and think, “Why didn’t I think of that?” Complete meal delivery services, monthly meat and produce subscriptions, and snack boxes with treats from foreign parts of the world. Even monthly dog toy deliveries are great examples of how businesses can quickly evolve from the world’s current needs. COVID-19 was hard on several brick-and-mortar businesses for the past couple of years; however, it also

Hiring New Employees 101: The Basics

FBMAccess May 27, 2022

Starting a business can be an exhilarating and fulfilling feat as you begin to turn your business dreams into a reality. We’ve got a few basics that will help get you started in the right direction, including one of the most exciting (and maybe a bit daunting) aspects: hiring talent. Of course, you already know you can’t just post a job offer and hire the first person who shows interest, but are you entirely prepared to act as CEO and

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