
Does my Nonprofit Need Workers’ Compensation Insurance?
On average, employers spend $120,000 on each workplace injury. Of course, $120,000 may seem exaggerated for a nonprofit workplace injury, but there is where the conversation of indirect costs comes about. Indirect costs cover items such as your time spent managing the accident process, hiring temporary workers, overtime pay to other staff carrying the workload, legal counsel, and higher workers compensation premiums, to name a few. According to a study performed by Harvard University, “for every dollar spent on direct








