
Liquor Liability Insurance 101
According to the Texas Alcoholic Beverage Commission, or TABC, there are three tiers of alcohol-related businesses in Texas – you’re either (or some type of combination of) a manufacturer, a distributor, or a retailer. Most businesses getting permits and licenses to legally operate are retail liquor stores and bars, selling alcohol to consumers directly from a brick-and-mortar shop. If you think of how many liquor stores and bars are between San Antonio and Austin, you can imagine that many businesses








