The Blog

Our latest insurance articles, insight and news.

Liquor Liability Insurance 101

According to the Texas Alcoholic Beverage Commission, or TABC, there are three tiers of alcohol-related businesses in Texas – you’re either (or some type of combination of) a manufacturer, a distributor, or a retailer. Most businesses getting permits and licenses to legally operate are retail liquor stores and bars, selling alcohol to consumers directly from a brick-and-mortar shop. If you think of how many liquor stores and bars are between San Antonio and Austin, you can imagine that many businesses

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CBD and Hemp Store Insurance

You would be hard-pressed to make a trip down a busy San Antonio street without seeing a CBD store amidst the shopping centers. You’ve most likely at least heard of CBD, but do you know what all the fuss is about? According to Harvard Health, cannabidiol, or more popularly known as “CBD,” is extracted from the cannabis or hemp plant, and used to treat common aches and pains, anxiety, and sleep disorders. Many CBD consumers swear by its healing properties, while

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Straight from the Sales Director: Volunteer Management

We all know volunteers are often the power horse behind nonprofit organizations. Goals are made and plans are set, but having the actual manpower to ensure your efforts come to fruition relies heavily on volunteers. Recruiting and managing these volunteers effectively is essential to operations and can’t be taken lightly. Below are some tips on how to recruit, manage, and reward volunteers effectively so that goals are met, people are led, and gratitude is expressed. Make Recruitment and Applications Effortless

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It Can Happen to You: Stay One Step Ahead of Hackers

If you haven’t heard of ransomware, the simplest way to describe it is when hackers gain access to your digital network via malware, then cut you off from access until you pay a ransom, hence the name. You basically have the option to pay the pirates, or to start from scratch on your entire network. There are several ways to protect yourself from a ransomware attack, but as you will find out below, these attacks can happen to anybody. To demonstrate

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How to Prevent Donor Fatigue

Welcome to a new series on our SOGO Blog called “Straight from the Sales Director” where I’ll be popping in to share my unique perspective and experiences as a sales director that can benefit your business. As the leader of a sales department, I am well-aware of the pressures of meeting monetary business goals, while also creating and sustaining nurturing relationships along the way. These goals are just as important, if not more important at a nonprofit organization because the

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Construction Safety Week 2021

May 3-7 officially marks Construction Safety Week, and you may notice a few changes around town reflecting that. For example, while you’re driving down any Texas highways, you’ll see the LED-lit signs reminding you to watch out for construction crews while driving. The reminder shouldn’t stick with you for just this week only, though. While you’re zipping through traffic, you’re actually going through someone’s work area, so avoid the temptation to get to your destination a few minutes early. If

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Home-based Businesses During COVID

It’s not a secret that this past year has been a super-crazy and hectic year in terms of job security and routines in general. Some people have been let go from jobs that they’ve held for years, while others who have just gotten on their feet have entered the job market at one of the toughest times to look for a job. Basically, everyone is doing the best they can and has really started to evaluate what is important in

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National Life Insurance Day

“Tick tock.” It’s not just the name of your favorite app to waste time on. It’s the sound of life passing you by. Most of us are so busy doing something, whether it’s owning a successful business, clocking in long hours at our full-time jobs, driving three different kiddos to three different schools, keeping track of what is virtual and not virtual, and maybe even finding some time for yourself in there. But besides all that stuff, it’s important that

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Tax Returns Have Arrived: You’re Rich!

Remember starting your first job and making next to nothing while living off of bean & cheese tacos and ramen? Remember living in that slightly-sketchy apartment with your weird roommate who always microwaved fish and was late on rent every month? Remember catching the bus and walking in the rain when you woke up a little bit too late? Those days are over, and you’ve worked your butt off to make it where you are now. It feels nice to

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April Showers Bring Floods

April showers bring May flowers, so what do May flowers bring? Pilgrims! That dad joke never gets old. Unfortunately, April showers don’t just bring May flowers. We all know the reality is that April showers in Texas bring floods, which can leave you and your loved ones swimming in storm water and potential financial troubles. Homeowners can easily get confused on what types of insurance cover different types of situations. For example, flood insurance does not cover damages incurred by a busted

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