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The Blog

Our latest insurance articles, insight and news.

Season of Giving: 5 Non-Profits to Consider Donating To

So many people are opting to give experiences versus physical presents this holiday season. If you’re looking to join in on the alternative gift challenge, consider donating to a nonprofit organization on behalf of a friend or family member. We’ve got the perfect list of nonprofits to which you can spread holiday cheer.  In case you missed it: Check out our last blog “The Holidays are Here… Let’s Reflect!“ to learn about the most important gift you can give your loved ones

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The Holidays are Here… Let’s Reflect!

‘Tis the season to be jolly or to reflect on all that has happened in the past year. Being reflective on one’s life is a healthy way to look back into the past and figure out how to approach the future in the best way possible. We’re here to help you organize your thoughts with some ideas on what to reflect on and how to use that information to plan accordingly.  We’ve gone ahead and broken it up into five

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Long-Term Disability: Protecting Yourself from the Unexpected

Long-term disability is one of those policies that’s easy to brush off upon first thought. Not many folks like to sit and think about what could go wrong in their life, much less about being dependent on an insurance policy to help them stay financially afloat after a dire situation occurs. Some people are covered by life insurance alone through their full-time jobs and think that either short-term disability insurance or long-term disability insurance is not worth investing in. However, more Americans are finding

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Local Restaurants, Bars, and Drinks to Try!

You deserve a break. It’s time to head to your local bar and soak up some adult refreshments that will knock your socks off.  Downtown SA On The Bend Oyster Bar & Cigar Lounge – 123 Losoya #7, San Antonio, 78205 Head to the San Antonio River Walk for an upscale bar and seafood experience in the heart of the city. No need to worry about spreading germs – the two-level outdoor patio amidst swaying palm trees will have you safely sitting

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Five Local Wineries to Visit

Five Local Wineries to Visit Halloween is over, which means we’re in official Fall mode. So break out the holiday gear, and when you’re tired of decorating or making holiday plans, take a break and head to one of these five local wineries that Texas has blessed us with.  Want to take a mini-vacation to the Italian countryside without ever having to hop on a plane? At In Contrada Vineyard on the far north side of San Antonio, you can

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Does my Nonprofit Need Workers’ Compensation Insurance?

On average, employers spend $120,000 on each workplace injury. Of course, $120,000 may seem exaggerated for a nonprofit workplace injury, but there is where the conversation of indirect costs comes about. Indirect costs cover items such as your time spent managing the accident process, hiring temporary workers, overtime pay to other staff carrying the workload, legal counsel, and higher workers compensation premiums, to name a few. According to a study performed by Harvard University, “for every dollar spent on direct

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Straight From the Sales Director: How Surveys Help Nonprofits Develop and Win Funds

Let’s talk about a riveting topic: Market Research! Didn’t those two words make your heart beat fast and fist violently pound the air in excitement? Yeah, I didn’t think so. Although necessary, market research, at least the thought of it, sounds like… well, research. Why are surveys so crucial to nonprofits anyways? Surveys for nonprofits act like Google reviews for other companies. Except you can use the survey results in a myriad of ways, such as: improving your programs, increasing

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It’s Cyber Security Awareness Month: Are You Prepared?

October marks the 18th year that the United States Government has recognized the ever-growing need for cyber security awareness among the nation by dubbing this month “Cyber Security Awareness Month.” Why would the federal government have a vested interest in cyber security? Over the last twenty or so years, Americans have been doing more business, socialization, and communication of sensitive information over the internet. When security measures are low, Americans are affected financially, emotionally, and even legally sometimes. So this

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Avoid Employment Litigation Following COVID-19

Today we are pivoting from our regular content to address an emerging trend we have noticed when meeting with nonprofit directors—returning their employees to work and resuming in-person programs amid a rapidly changing pandemic. In the past nine months, we have helped numerous nonprofits update their employee handbook to include specialized language regarding Covid-19 related restrictions/best practices. Many updates involve quarantining guidelines, workplace travel, in-person programs, mandatory vaccinations, and sick leave. With rapidly evolving policies, best practices, and laws surround

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Does Your Company Need Systems Breakdown Insurance?

Texas has a gigantic manufacturing industry, and San Antonio happens to be one of the state’s biggest suppliers of manufacturing jobs. According to the Texas Comptroller, it’s one of the only Texas cities that did not see job loss during the COVID-19 crisis, with a 0.6% increase in manufacturing jobs. But, of course, when running a manufacturing company, you want workers to complete the job in three ways: 1) safely, 2) correctly, and 3) efficiently. So what happens when a

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