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The Blog

Our latest insurance articles, insight and news.

The Reality of Opening a Bar

Line up the bottles and queue the music – it’s time for your bar to open for business. Owning a bar can be an adventurous and exhilarating experience. No doubt, you come across all kinds of characters, from a tired mom who needs a night out with the girls to the older gentlemen who sips his cocktails alone with pure enjoyment. It’s a chance to provide customers with a curated experience and deliver an opportunity to allow your loyal patrons

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Sole Proprietorship vs. LLC vs. Corporation

Before you flip the switch on the “Open” sign, you’ll need to decide what type of business structure is right for your future business. Unfortunately, it’s not as easy as waking up and deciding you’ll print some business cards to share with friends. Instead, you have to consider your options and put a lot of thought into the different types of structures before filing officially with the State of Texas.   Let’s start with some definitions of the types of business

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Location: The Most Underrated Part When Starting a Business

Those in the real estate industry have a common mantra when considering the future success of a deal: location, location, location. Starting a business of your own and picking out the physical location can contribute to your future success or failure, so it should not be an afterthought. A real-life example of “location” being a significant aspect of sales is in 2018, the Girl Scouts of America began allowing troops to set up Girl Scout cookie sale booths directly outside

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Backyard DIY Ideas: Spice Up Your Cookouts

Fire up the grill, y’all! It’s officially summertime in San Antonio. With temperatures climbing daily, folks are planning backyard barbecues so they can get out and enjoy the warm weather with friends, so we’ve got some no-fuss tips on how to spruce up your digs in prep for summertime soirées.  Ward Off Pesky Mosquitos – Everyone knows the mosquitos in central Texas are like blood-sucking helicopters. Sometimes even mosquito spray doesn’t cut it to keep those pesky parasites out of reach.

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Start Your Dream Business Today

You’ve had a lifelong dream and are finally ready to fulfill it. Starting your business will likely be one of the most challenging tasks you take upon yourself, but it can also be one of the most rewarding. We’ve got you covered with ideas to make the process as smooth as possible.  Talk to Current Business Owners: No one would know the struggles and strides of starting a business as a current business owner. Talk to existing business owners about their

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Do’s and Don’ts of Creating a Business Plan

So often, when browsing social media, websites, and streaming networks, we see advertisements for businesses or products and think, “Why didn’t I think of that?” Complete meal delivery services, monthly meat and produce subscriptions, and snack boxes with treats from foreign parts of the world. Even monthly dog toy deliveries are great examples of how businesses can quickly evolve from the world’s current needs. COVID-19 was hard on several brick-and-mortar businesses for the past couple of years; however, it also

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Hiring New Employees 101: The Basics

Starting a business can be an exhilarating and fulfilling feat as you begin to turn your business dreams into a reality. We’ve got a few basics that will help get you started in the right direction, including one of the most exciting (and maybe a bit daunting) aspects: hiring talent. Of course, you already know you can’t just post a job offer and hire the first person who shows interest, but are you entirely prepared to act as CEO and

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Black History Month: Black-Owned Businesses in San Antonio

We’re nearly through Black History Month, but it’s not too late to show your support for this particular month of awareness. So we’re bringing you a list of black-owned businesses in the San Antonio area that we are celebrating and promoting this month. From food to wellness to performance arts, there’s something for everyone to enjoy while supporting a movement that hopes to end racial injustice in our community and provide growth opportunities for minorities in business.  Bayseas Catfish House –

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Risk Management 101: Trends and Priorities in 2022

It’s the beginning of the year, which means it’s time to dust off your company’s annual to-do list. It’s the perfect time to check-in and evaluate business needs, wants, and must-haves. Of course, you’re likely checking that your business is covered through business insurance most effectively and efficiently, but how much time do you spend on evaluating the risks it takes to run your business throughout the year? Can you assess those risks and put an action plan together to

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Why the Insurance Industry is Getting More Digital

Just as the world was reflecting on ways to “unplug” and detach itself from digital media, the global pandemic forced the world back into a digital-necessary life for us all. From great grandparents in their old living rooms to kindergarteners at their kitchen tables, all ages and types of people had to get on board with digital platforms whether they liked it or not. Overall, business plans shifted for all industries and companies. Even commercials of nationally-recognized brands embraced changes

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