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The Insurance Coverage You Need for a Safe and Happy Thanksgiving

BEEP BEEP BEEP BEEP. Ahh, the sweet sounds of the fire alarm going off, thanks to your “smoked” Thanksgiving turkey. We’re not all Martha Stewart, so besides doing a little bit of YouTube research on successfully preparing a turkey, it’s time for you to get your home insurance game in gear for the holidays, and we’re here to help.

Fire Protection

Oh yeah, we just went there. We’re not saying your Thanksgiving turkey is going to be the cause, but accidents happen, and you need to be insured for just those incidents. Fires can happen quickly and cause severe amounts of damage. No one thinks about a devastating house fire happening to them, especially during the holidays, but it’s more common than you might think. In 2016, according to, approximately 2,400 fires were reported on Thanksgiving Day because of a lunch or dinner going badly, totaling in more than $19 million in damages. The last thing you want to deal with after a fire would be having to fight for damages to get your home back in order. Enjoy your turkey this year by securing home insurance with SOGO, and never panic again about that fire alarm. |

Jewelry, Fine Arts, and Collectables 

Not everyone has a Kevin to stay “home alone” to ward off holiday criminals. You’re finally in a comfortable place in your life where you have nice things, and you can afford to travel and see family and friends for the holidays, so protect your assets at home with these policies. If you’re not taking diamonds along to impress your judgemental aunt, keep them safe at home and protect them with jewelry insurance. Hanging some fancy artwork or custom pieces in your living room? Don’t let anyone get “creative” with theft of your precious art and collectibles. Your valuables mean something significant to you, and that means we care about them too.

Personal Liability

“Is that your third eggnog, Grandpa?” When you have people visiting your home, anything could happen. If someone slips and falls while on your property, you could be held responsible for their medical expenses. Don’t put it past family to let a classic slip-and-fall case slide, because expenses are expenses, and chances are, your family members won’t be able to personally fund all the big hospital bills coming their way. It’s not unheard of to have a family member sue another family member for medical expenses, so be prepared for anything with our personal liability insurance. Just do everyone a favor and take away Grandpa’s drink if he starts singing carols. 

These are only a few of the home insurance policies we can help you secure to protect your greatest assets. The holidays are a time for family and reflection, so spend it enjoying some relaxing time with those you love. You don’t have to stress about accidents when you have a company like SOGO having your back. Hey, we’re family too, and we’ll be there to support you through the good, the bad, and the holiday chaos. So, have another slice of pumpkin pie, then mark your calendar to get in touch with us regarding your home insurance needs. 

In case you missed it: “Travel Insurance for Holiday Travel” shares all the nitty-gritty on why you need travel insurance for your holiday plans. Call us, or even contact us here to talk through your options with one of our agents today.