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Homeowners vs Renters: Navigating the Insurance Maze

Insurance is an essential safeguard for your most significant assets, but when it comes to homeowners insurance and renters insurance, the distinctions can seem a tad blurry. At SOGO Insurance, we’re committed to helping residents of Texas, especially those in San Antonio and Austin, understand the nuances.

The Advantages of Having Property Liability Insurance

Owning property is a significant investment that comes with its fair share of responsibilities. Whether you’re a homeowner, a landlord, or a business owner with physical assets, protecting your property from unexpected accidents and legal troubles is crucial. This is where property liability insurance steps in, offering you a safety net and peace of mind. In this article, we’ll delve into the advantages of having property liability insurance and why it’s a smart choice for Texans.

Market Trends and the Effects on Insurance Premiums

Market Trends and the Effects on Insurance Premiums Since 2019, many variables in the market have reshaped the insurance industry. Industry experts predict that the commercial insurance sector will experience trends like 2022. Also, there will be new trends that result in increased business costs. But what does this have to do with my insurance […]

Flooding… It Can Happen to You

Flood insurance. Who needs it? If you’ve lived in South-Central Texas long enough, you’ll know that the weather can change at the drop of a cowboy hat. San Antonio rainstorms are no joke, and securing flood insurance coverage is the responsible thing to do. You might think your homeowner’s insurance covers flooding, but did you […]

The Basics of Umbrella Insurance

December weather brings fronts and gloomy days, and most people carry an umbrella to help protect them from the cold, wet rain and other weather elements. Much like its helpful namesake, umbrella insurance protects its policyholders from several types of incidents by covering claim costs that exceed your insurance policy payouts. According to Forbes, an […]

Bundling Isn’t Just for Colder Weather

Chestnuts are roasting on the fire, and it’s officially #snuggleseason in Texas. It’s time to bust out the good blankets and get bundled up against the incoming freezing temperatures. Getting cozy near the fire isn’t the only way you can bundle this season. Did you know there are significant advantages to bundling your insurance policies? […]

Backyard DIY Ideas: Spice Up Your Cookouts

Fire up the grill, y’all! It’s officially summertime in San Antonio. With temperatures climbing daily, folks are planning backyard barbecues so they can get out and enjoy the warm weather with friends, so we’ve got some no-fuss tips on how to spruce up your digs in prep for summertime soirées.  Ward Off Pesky Mosquitos – Everyone […]

Long-Term Disability: Protecting Yourself from the Unexpected

Long-term disability is one of those policies that’s easy to brush off upon first thought. Not many folks like to sit and think about what could go wrong in their life, much less about being dependent on an insurance policy to help them stay financially afloat after a dire situation occurs. Some people are covered by life […]

Umbrella Insurance: Are You Under-Insured?

Being a homeowner and automobile owner can be nerve-wracking as it is. Living in a large city such as San Antonio can add to your already fragile nerves when considering how many hundred houses and cars you pass to and from your daily destinations. If you watch the evening news or scroll through social media […]

Don’t get caught Slippin’ This Summer

We’re sure you’ve heard that the Texas heat is going to reach record high temperatures this summer, and there is only one logical thing to do: Head to the water. Whether you decide to go boating in Canyon Lake or take a long drive (with your boat in tow) to another coast, you’re going to […]