Why do we need insurance?
It’s simple, insurance protects you. Here at SOGO, we know you’ve worked hard to build a solid financial environment for you and your family, so we want to be sure that everything is protected. Accidents and disasters can and do happen, and if you aren’t properly insured, it could leave you in financial ruin. You […]
Being Prepared In An Emergency
Natural and man-made disasters can happen anywhere, anytime. Whether you are at work, on vacation or on the road it can be surprising! But, you can stay prepared in the event of an emergency by creating a plan and kit. Make a plan It’s always good to make a family communication plan. This can involve […]
Buying a house for your first time
Buying a house for the first time is a big decision and often a stressful one. That’s why we compiled a few tips to help you get through the hard stuff before hitting that sweet finish line! 1. Budget. Setting a realistic budget before you even begin browsing for houses online can save you from […]
Teen Drivers and Defensive Driving
Finally getting your license is amazing! But sitting in the driver’s seat? Not so much. For Teen Drivers, it’s important to know that driving is an experience that requires you to multitask. As you sit behind the wheel for the very first time, you might begin to feel overwhelmed by all the rules that you have to […]
What is a deductible?
An insurance deductible is the amount you, the insured, must pay before any claim will be paid by your insurance carrier. Depending upon the type of insurance you have, your policy may set the amount of deductible or you may have the ability to set it. Deductibles serve a dual purpose: They save the insurance […]
How much life insurance do I need?
If your family relies on your income, it’s critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an overlooked aspect of personal finances. In fact, according to a study conducted by LIMRA, which closely follows life insurance trends, less than half of U.S. […]
Protect your assets with umbrella insurance
In 2017, the U.S. had a record 11.5 million millionaires, up from 10.8 million in the previous year. An increase in personal wealth may bring greater financial flexibility; it may also bring greater liability. Individuals with high net worth, or those who are perceived to have high net worth, may be more likely to be […]