Is Travel Insurance Really Needed?

With the holidays quickly approaching, you may have recently booked a flight and hotel for your holiday destination and are busy planning the details to ensure that your trip will be perfect. Traveling is exciting any time of the year, unfortunately, there are risks associated with every trip. To ensure that your trip is as perfect as you […]
Wedding Insurance is your “Something New!”

Wedding season is upon us, and although you might not want to think about it, disaster can strike on your special day. From sudden cancellations to your gown getting damaged, wedding insurance can help protect you against unforeseen events. But, what exactly is it and how does it work? Wedding Insurance Here’s the scoop…wedding insurance protects a […]
Insurance IS Important For Your Business!

Smart insurance decisions are important for everyone. But, these decisions are even more important when you own a business. Without the correct insurance coverage, many things can seriously undermine and ultimately destroy what you worked so hard to build. Since there are many possible outcomes to any situation, there are different types of business insurance […]
Meet The Team : Raven

Here at SOGO, we have a very creative and diverse team and we want you to know more about them. So our marketing team has chosen one Wednesday out of each month to highlight one of our team members. We believe in treating everyone like family, so why not get to know the people who […]
Why do we need insurance?

It’s simple, insurance protects you. Here at SOGO, we know you’ve worked hard to build a solid financial environment for you and your family, so we want to be sure that everything is protected. Accidents and disasters can and do happen, and if you aren’t properly insured, it could leave you in financial ruin. You […]
Being Prepared In An Emergency

Natural and man-made disasters can happen anywhere, anytime. Whether you are at work, on vacation or on the road it can be surprising! But, you can stay prepared in the event of an emergency by creating a plan and kit. Make a plan It’s always good to make a family communication plan. This can involve […]
Buying a house for your first time

Buying a house for the first time is a big decision and often a stressful one. That’s why we compiled a few tips to help you get through the hard stuff before hitting that sweet finish line! 1. Budget. Setting a realistic budget before you even begin browsing for houses online can save you from […]
Teen Drivers and Defensive Driving

Finally getting your license is amazing! But sitting in the driver’s seat? Not so much. For Teen Drivers, it’s important to know that driving is an experience that requires you to multitask. As you sit behind the wheel for the very first time, you might begin to feel overwhelmed by all the rules that you have to […]
What is a deductible?

An insurance deductible is the amount you, the insured, must pay before any claim will be paid by your insurance carrier. Depending upon the type of insurance you have, your policy may set the amount of deductible or you may have the ability to set it. Deductibles serve a dual purpose: They save the insurance […]
How much life insurance do I need?

If your family relies on your income, it’s critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an overlooked aspect of personal finances. In fact, according to a study conducted by LIMRA, which closely follows life insurance trends, less than half of U.S. […]