The Basics of Umbrella Insurance
December weather brings fronts and gloomy days, and most people carry an umbrella to help protect them from the cold, wet rain and other weather elements. Much like its helpful namesake, umbrella insurance protects its policyholders from several types of incidents by covering claim costs that exceed your insurance policy payouts. According to Forbes, an […]
Bundling Isn’t Just for Colder Weather
Chestnuts are roasting on the fire, and it’s officially #snuggleseason in Texas. It’s time to bust out the good blankets and get bundled up against the incoming freezing temperatures. Getting cozy near the fire isn’t the only way you can bundle this season. Did you know there are significant advantages to bundling your insurance policies? […]
How Sure Are You About Surety Bonds?
As a small business owner, you likely deal with frustrating situations daily. One of those frustrating situations could have been when a hired consultant or company isn’t completing the work you agreed to at the beginning of the project. Hopefully, it means you have a simple conversation to voice that frustration to find a solution […]
Key Facts About Key Person Life Insurance
Now is when most businesses are crunching numbers and evaluating fourth-quarter metrics closely to determine how strong the year will finish out and how hard to push during the first-quarter kickoff. One area of planning, however, might need to be noticed during all the excitement and celebrations of holiday bonuses, performance review results, and end-of-year […]
What You Need to Know about D&O Insurance
If you’ve been keeping up with recent news, you might have seen or heard about several layoffs in the tech industry. As the Federal Reserve Bank continues to slow the economy to combat rising inflation, many experts believe that more businesses will continue to see job freezes and potentially more layoffs in the coming year. Unfortunately, layoffs […]
Cybersecurity Protection Is Not Just For October
Cybersecurity Awareness Month is over, but your concern regarding cyber attackers should continue. As a small business owner, you’re likely worried about everything from payroll to board meetings, but cybersecurity should always stay up. Hackers are sharpening their skills more and more as the years go on. According to the FBI’s Internet Crime report, the […]
Reflections During Breast Cancer Awareness Month
As you likely already know, October is National Breast Cancer Awareness Month (NBCAM), and we’ve been reflecting on how this infamous disease has affected families over the years. So many unfortunate things can happen to a family, like job loss, a natural disaster ruining a home or a stolen vehicle from the driveway. But nothing […]
PEO Services: Crucial For Every Business
For many small or midsize businesses, clerical and administrative help can go a long way. PEO, or Professional Employer Organization, is just that type of help. These comprehensive packages can help your company grow by performing simple tasks that are vital to a business staying compliant with federal and state laws. For example, even a basic […]
Free HR Resources at Your Reach
As with every work position, there’s usually a “fun” side and a “not-so-fun” side of the job. For some, the not-so-fun side could be filing paperwork, managing a budget, or spending time in meetings that could have been an email. For HR professionals, the not-so-fun side includes dealing with issues that could cost the company […]
Insurance Market Trends: Stay Aware
Of all the industries affected by COVID-19, you might wonder how the insurance industry could be affected. How can a health crisis affect insurance types not related to health? Unfortunately, a domino effect has begun with people changing their old habits to new ones, and insurance premiums reflect those changes. In addition to the health […]