Skip to main content

Medical Office Insurance: Avoiding Liability Like the Plague

woman typing near a stethoscope

Medical Office Insurance will avoid Liability Like the Plague

As if there wasn’t enough to worry about in the medical industry these days, there’s definitely another layer of risks that you may be making your medical office vulnerable to. It’s way more than Clorox wipes and keeping patients six feet apart too. Medical offices are susceptible to several dangerous situations that can lead to lawsuits and significant loss of income, but don’t panic yet. SOGO Insurance saves the day (or office, in this case) and has several policy options that will cover you for several situations. 

 

Of course, with any building, physical damage to the property is always a risk. These situations can seem like too rare of a problem, but some types of physical damage can shut your entire office down, meaning a loss of income for your practice, or an expensive scramble to shift visitors to a different visiting approach, such as virtual visits, or securing a last-minute lease with another building. 

Medical office insurance covers very specific situations unique to the industry. Electrical or mechanical outages mean more to a medical office than most offices, because it’s not just last night’s leftovers in the refrigerator. Expensive vaccines, tests, and hazardous chemicals are likely stored in an area that requires electrical and mechanical access, which means if you lose either of those things, you’re out some serious money and now have a huge headache on your hands. 

In a world of digital records, a medical office is one place paper records are still meticulously stored. If a fire were to break out, losing those paper records is going to be costly to replace in terms of time and money. In the digital world, where some patient records are confidentially kept, you’re counting on a secure mode of communication, but if a hacker decided to target your online platform, a data breach of sensitive information can end up being a one-way ticket to lawsuits from your patients. Luckily, these situations can be covered by medical office insurance policies. 

Of course, it’s worth noting that medical office coverage does not likely cover other types of issues like malpractice, so talking through the details with a SOGO agent is absolutely key. Don’t rely on a glitchy website or second-rate service to secure one of the most important policies your medical office needs. The last thing you need in the midst of a pandemic is to add on the extra stress of not securing the correct coverage for your medical office needs, so let us be the experts in our field in order to help you be the expert in yours. 

Most importantly, stay safe and be smart in and around your medical office, no matter what policies you end up securing. At SOGO, we pride ourselves on providing our clients with best-in-class service and professional advice that you can count on in your time of need. We really do hope that your practice has smooth sailing, but when you’re ready to talk about the potential storms, know that our agents are standing by, ready to help you pick the perfect policies just for your business. 

 

In case you missed it: “Gain a Competitive Edge with Employee Benefits for your Business” breaks down several types of employee benefits that you can add to your current package. Don’t miss out on securing valuable talent on your staff because you didn’t beef up your benefits as much as your competitors have. Coronavirus hasn’t stopped us from working hard for you, so give us a call and let us walk you through your options. Visit our blog and website for more details.