Are Coworking Spaces the Future of Office Life?

FBMAccess September 1, 2021

With COVID-19 ripping through Texas at record rates, you’ve likely run into your workspace layout changing a bit, if not dramatically. Transparent acrylic walls have popped up between cubicles, dedicated pathways are labeled, and Clorox wipes reside around every corner. The rearrangement of workspaces has been at an all-time high lately, especially those in coworking spaces. The pandemic has, at the very least, brought the pros and cons list of coworking spaces to many employer’s minds, so if you’re considering

End of Summer Plans: Let’s Go RV’ing

FBMAccess August 6, 2021

The heat is as thick as ever, and the crickets are singing their last nighttime songs of the summer. Back-to-school supply lists are being distributed, and many big corporations are starting to require their employees to come back to the office. Summertime is ending, but we’ve got some ideas to savor the last few weeks while you still have them. COVID-19 numbers are unfortunately rising again with the Delta variant, which means several cities and attractions are enforcing restrictions or

Straight From the Sales Director: What I Need to Know About Buying D&O Insurance

FBMAccess August 4, 2021

As a board member for a nonprofit, you graciously give your 3T’s (time, talent, and treasure) to the organization in hopes of its success and ability to impact the community. You work diligently trying to drive the organization to a sustainable tomorrow. But did you know that even acting in good faith, you could still be held personally liable for the actions and decisions you make for the organization? As you began to seek out a Directors and Officers (D&O)

Keep Your Home Away From Home Safe with Short-Term Rental Insurance

FBMAccess August 4, 2021

As the world heals from the mayhem of COVID-19, you might notice that travel is picking up. Airport security lines are getting longer and roadways are getting more crowded with those making summertime road trips. People are using this increased travel time to make a little bit of extra cash by offering up their homes to anxious renters trying to avoid hotel and resort crowds. Services such as Airbnb and Vrbo have made it incredibly easy for homeowners to create

Go Big or Go Home: Partying 101 and Special Event Insurance

FBMAccess July 20, 2021

We’ve all been cooped up for a year and a half because of COVID-19 rules and restrictions, and now we are in desperate need of a celebration. Now that vaccines are rolling out and becoming steadily available, more and more folks are planning their normal celebrations, and some larger special events to make up for what they missed. We’ve seen some pretty creative ideas, but our favorite is the Everything We Missed in 2021 Party, where each couple or person

Straight from the Sales Director: Meet Nonprofit Superstar Kia Tattegrain

FBMAccess July 13, 2021

Running a nonprofit can sometimes feel like wearing the weight of the world’s shortfalls on your shoulders. You’re managing an organization while providing a meaningful impact for communities in need. One of the major secrets to a successful nonprofit is an involved Board of Directors, but often it’s easier said than done. I recently sat down with one of my favorite nonprofit executive directors and nonprofit strategist to discuss board of director management. Ishekia (Kia) A. Harris Tattegrain, MNA, is

Onboard your Board of Directors like a Pro

FBMAccess July 2, 2021

Whether you are a well-established or an emerging nonprofit, your board of directors is a vital component of your organization’s success. Overseeing the organization’s strategic direction, managing the fiduciary obligations, and creating ethical, social, and legal governance; just a few responsibilities your board will handle. Each board member needs to fully understand and accept these commitments so that you avoid a non-participating individual. You know, the board members who are there to check a box and receive positive recognition. Now

Don’t get caught Slippin’ This Summer

FBMAccess June 21, 2021

We’re sure you’ve heard that the Texas heat is going to reach record high temperatures this summer, and there is only one logical thing to do: Head to the water. Whether you decide to go boating in Canyon Lake or take a long drive (with your boat in tow) to another coast, you’re going to need to get some protection first, and we’re not just talking about sunscreen. We’re talking about watercraft insurance, an essential for any Texas boater ready to

Liquor Liability Insurance 101

FBMAccess June 17, 2021

According to the Texas Alcoholic Beverage Commission, or TABC, there are three tiers of alcohol-related businesses in Texas – you’re either (or some type of combination of) a manufacturer, a distributor, or a retailer. Most businesses getting permits and licenses to legally operate are retail liquor stores and bars, selling alcohol to consumers directly from a brick-and-mortar shop. If you think of how many liquor stores and bars are between San Antonio and Austin, you can imagine that many businesses

CBD and Hemp Store Insurance

FBMAccess June 7, 2021

You would be hard-pressed to make a trip down a busy San Antonio street without seeing a CBD store amidst the shopping centers. You’ve most likely at least heard of CBD, but do you know what all the fuss is about? According to Harvard Health, cannabidiol, or more popularly known as “CBD,” is extracted from the cannabis or hemp plant, and used to treat common aches and pains, anxiety, and sleep disorders. Many CBD consumers swear by its healing properties, while

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