When you’re completely swamped on a daily basis with everyday life, nailing down a good life insurance policy can get pushed to the back burner more often than not. Especially when most of us would rather spend the time and money on our daily favorites, like grabbing a quick latte, or splurging on something we’ve been eyeing for a while. Of course, the cost of life insurance will vary depending on each person’s situation, but the average life insurance policy for a middle-aged person costs around $50 a month. We’re breaking down a few of our daily, weekly, and monthly purchases to show you that committing to a life insurance policy doesn’t mean you have to give up your favorites and break the bank.
A few examples of common monthly expenses:
Your Daily Caffeine Habit – $60/month
We get it. We’re right behind you in line at Starbucks. Your latte runs over the month cost more than a life insurance policy is likely to cost you, and that’s a little bit embarrassing, but it’s also a relief to know that you can prepare for the future by securing a life insurance policy for nearly the same price as a medium-sized cup of joe. Bonus points if you ask a SOGO agent to meet you for one of your beloved lattes so you can discuss policy options that work for you and your family – double win!
Clothing Box Monthly Subscription – $50/month
Clothing subscription boxes like Stitch Fix are becoming popular because of their convenience, making shopping in style as easy as a few clicks of a mouse. Our life insurance policies work similarly to that, in that you can visit our website, click around, and schedule an appointment with a SOGO agent to get a policy tailored just for you. You’ve tested out a nice pair of work pants and a sweater or two, so for the same price a month, consider life insurance. You can look and feel dressed for future success.
Cable Substitute / Streaming Service – $30/month
Are you still watching? Yup! For $30 a month, you subscribe to one or more streaming services like Hulu, Netflix, and SlingTV so you can catch your favorite shows from the comfort of your couch. If you’re willing to spend the dough on seeing who gets the last rose, are you willing to spend it on ensuring your ducks are in a row after your death? Do your family a couple of favors: 1) Pass the popcorn and 2) Find out from our agents exactly how much a policy would run for you.
House Alarm Service – $80/month
It’s nearly impossible to put a price on your family’s safety, so protecting your home from burglars and crime is a no-brainer. The $80 a month is paid without even flinching, so spending a portion of your monthly income on an insurance policy should be a no-brainer as well for protecting your family in a different way. We bet you’ll sleep better at night, knowing you’ve got a good plan in place for anything that could happen to you.
Lunch With Friends/Coworkers – $100/month
Guilty as charged. Spending a day or two a week with your coworkers to de-stress during your beloved lunch hour is common, and even encouraged. Add up the expenses throughout the month, and you’d be shocked at how much of your income goes toward grilled chicken salads and sweet potato fries. Take a few minutes of time in your day to reach out to SOGO and find out how you can save on a life insurance policy through our competitive rates, and maybe next time you go out, you can even splurge on dessert. Chances are a life insurance policy that will come out to even less than your food adventures.
In case you missed it: “San Antonio Pumpkin Patches You Need to Visit This Fall” has a fun list of autumn-packed pumpkin patches that include photo opportunities, pumpkin picking, animal petting, and more! Call us, or even email us, to talk through your insurance options, and tell us how the pumpkin patch visit went!
