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Food Truck Insurance - Texas

Discover Food Truck Insurance Solutions

Insurance for Local Food Trucks

The whole state of Texas is BIG on food trucks and food trailers! Why not take the extra step in protecting your mobile food business with a specialized business insurance policy fit to your company’s specific needs.



Do food trucks need Insurance?

For food truck owners, a standard business owner policy (BOP), and a Commercial Auto insurance policy, often provides the coverage that a Texas food truck needs in one simple policy. 

Starting a mobile food business isn’t an easy process, let alone being the business owner of one! We help ease the stress by finding insurance coverage with the proper protection by tailoring the perfect food truck insurance policy to suit your particular business model.

Coverages often found in your Mobile Food Vendor Policy:


Picture this:

Jenny had always loved cooking and had a unique talent for making delicious food that people couldn’t resist. So when she decided to start her own food truck business, she was thrilled to be doing something she loved every day finally. 

She had everything she needed to get started – a great recipe book, a reliable truck, and a loyal following of customers who couldn’t wait to try her food. But there was one thing she still needed to consider: insurance. 

When a friend of hers had a mishap with their food truck, Jenny realized just how important insurance was. Her friend’s truck had been in an accident, and they were left with thousands of dollars in damages they had to pay out of pocket. That’s when Jenny decided to look into food truck insurance for herself. 

At first, she was hesitant to spend the extra money on insurance. After all, she was starting, and money was tight. But the more she thought about it, the more she realized that she was putting her entire business at risk without insurance. 

Finally, she decided to go ahead and get insurance. It wasn’t cheap, but it gave her peace of mind knowing she wouldn’t be left with a massive bill if anything happened. She chose a policy covering everything from accidents on the road to foodborne illness, and she read all the fine print so she knew exactly what was covered. 

As it turned out, she made a wise decision. A few months after she got her insurance policy, a freak accident damaged her truck and put her out of commission for a few weeks. But, thanks to her insurance, she could get her vehicle fixed and get back on the road quickly. 

Jenny learned an important lesson – that insurance might seem like an unnecessary expense, but it’s an investment in the future of her business. She was glad she had taken the time to research and choose the right policy, and she knew that she could continue to grow her business with confidence, knowing that she was protected in case anything went wrong.