Anna opened up a bakery in the middle of a busy city. Her sales quickly pick up, and she’s profiting like crazy before she knows it.
But then, a series of unfortunate events strike her bakery.
First, her bakery is broken into at night, and money is stolen from her safe. She files a police report and is advised to call her insurance. Unfortunately, Anna didn’t think crime insurance would be necessary, so she didn’t have the type of coverage to help her recover from this.
Soon after the robbery, one of Anna’s cupcake batches is left in the oven for too long. The cupcakes start to burn, and a fire breaks out in the kitchen. Luckily, it was contained before getting out of the kitchen, but there is still significant damage to the kitchen. Anna never in a million years thought this would happen to her, so she didn’t have property insurance. This is another expense that will have to come out of pocket.
To top it all off, a few weeks later, a large protest happens in her city, and she’s unable to operate for six days. She never considered Business Interruption Insurance, so now she has to recover from the loss of not operating out of pocket.
Anna didn’t visit an insurance agent, and she didn’t do her research. As a result, her insurance hardly covers anything. At SOGO Insurance, we assess every single one of the risks your business faces to give you the appropriate coverage. Call us today for a quote on what type of Business Owners Insurance you need.