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Fire insurance is a type of coverage for your home as well as your property around it from damage due to a fire. Most homeowners and renters will be sufficiently protected for fire damage through their normal home insurance, as coverage is included in typical homeowners and renters insurance policies. Some homeowners may find that insurance companies may not offer you coverage or decline to renew your policy, due to a very high risk of fire. Multiple factors can play

Here at SOGO, we have a very creative and diverse team and we want you to know more about them. So our marketing team has chosen one Wednesday out of each month to highlight one of our team members. We believe in treating everyone like family, so why not get to know the people who are a part of it? Mike Mike graduated from Texas Tech University with a Bachelor’s Degree in Business Administration. This knowledge has helped him mature

Protecting yourself from claims is an important reason for any business owner to have insurance, but if you are an active vendor selling alcoholic beverages, your liability risks are taken to another level.  Liquor liability insurance provides coverage for bodily injury or property damage caused by an intoxicated person who was served liquor (alcohol) by the policyholder. Why you need it Businesses that need liquor liability coverage often fail to purchase it, often times they are under the impression that a liquor

With the holidays quickly approaching, you may have recently booked a flight and hotel for your holiday destination and are busy planning the details to ensure that your trip will be perfect. Traveling is exciting any time of the year, unfortunately, there are risks associated with every trip. To ensure that your trip is as perfect as you imagine, don’t overlook one important task: purchasing travel insurance.  So, when do I need it? International Trips: It’s no secret that international vacations are typically more expensive than

Wedding season is upon us, and although you might not want to think about it, disaster can strike on your special day. From sudden cancellations to your gown getting damaged, wedding insurance can help protect you against unforeseen events. But, what exactly is it and how does it work? Wedding Insurance Here’s the scoop…wedding insurance protects a couple’s investment from events or circumstances that are beyond their control. Here are a couple examples of some unexpected incidents that could have big impacts

It’s simple, insurance protects you. Here at SOGO, we know you’ve worked hard to build a solid financial environment for you and your family, so we want to be sure that everything is protected. Accidents and disasters can and do happen, and if you aren’t properly insured, it could leave you in financial ruin. You need insurance to protect your life, your ability to earn income, and to keep a roof over your head! Insurance will help you: Our insurance

Buying a house for the first time is a big decision and often a stressful one. That’s why we compiled a few tips to help you get through the hard stuff before hitting that sweet finish line! 1. Budget. Setting a realistic budget before you even begin browsing for houses online can save you from the disappointment of finding a house you completely love…but is out of your price range. Here is something you should know, the monthly expense will