Flood Insurance - San Antonio and Austin, TX

As a child, Jane loved playing in the creek behind her house. She would spend hours building dams, catching minnows, and exploring the surrounding woods. So when she and her husband, Mark, found their dream home with a backyard that led down to a similar creek, she was thrilled.

However, during the first spring after moving in, Jane and Mark were caught off guard by an unexpected flood. Heavy rains caused the creek to overflow, and soon the water had risen high enough to seep into their home.

As they watched in horror, the floodwaters destroyed their furniture, electronics, and irreplaceable family heirlooms. It was a devastating experience that left Jane and Mark feeling helpless and overwhelmed.

It wasn’t until they began the long and challenging process of rebuilding that they discovered the importance of flood insurance. They learned that standard homeowners’ insurance policies don’t typically cover flood damage, and without the proper coverage, they would be responsible for paying for the damages out of pocket.

So, they immediately purchased a flood insurance policy to protect themselves from future floods. And it wasn’t long before they were grateful they had done so.

The following spring, another heavy rainstorm hit their area; this time, the creek again overflowed. But this time, Jane and Mark were prepared. They had their flood insurance in place and knew they would be covered for any damages.

While the flood still caused significant damage to their property, it was a relief for Jane and Mark to know they wouldn’t be financially devastated by the experience. Instead, flood insurance allowed them to focus on rebuilding their home and returning to the life they loved without the added stress of financial uncertainty.

Contact us and we’ll help explain the benefits of obtaining a separate flood insurance policy.