Hair Salon, Spa, Nail, Makeup Artist, and Barbershop insurance in San Antonio and Austin, Texas.

Whether you own a hair salon, rent a chair in one or have a Day Spa or Barber Shop, you can agree that your business is your livelihood and you want to do everything in your power to protect it. But while you are making your clients look and feel their best, finding the best insurance options that fit your profession can be time-consuming. That’s why we make it easy to get you the proper coverage you need, while you can focus on styling.

The many responsibilities of a makeup, nail, hair salon or barbershop owner can be challenging and stressful, and while you are busy making your clients look and feel beautiful, you shouldn’t have to worry about the unique risks that your styling activities can play on your practice. While some policies will cover everything, others can play a specific part in protecting your staff, finances, and products.

In the latter case, make certain you check the definitions and exclusions! Too often coverage may not be enough to protect you against lawsuits. And, even if such lawsuits fail, you may still face legal costs. That’s why you need specialty salon insurance to cover against the specific risks of a beauty salon and spa. This specialized insurance plan may have components of Commercial Property Insurance, General Liability Insurance, and even Workers Compensation Insurance!

For example, you could be held liable for injuries caused by wrongful measurement of chemicals within hair products, injuries due to styling objects and so much more. You might face professional liability claims if a customer suffers a health emergency or injury and blames the advice your staff gave. You could even be sued by customers over problems with the goods you sell, such as beauty and hair products.

Of course, a good beauty salon insurance policy also covers standard business insurance like workers’ compensation, employment practice liability and protection for your buildings and equipment.

Here at SOGO, we offer Risk Management courses for you and your employees about minimizing risk; for example, posting adequate warning signs about hazards when using the equipment, or adequately training staff to deal with emergencies and minimize damage.

We can get the right Insurance Policy and Risk Management Plan for your business. Contact us today to start the process.

Let’s discuss your Texas Hair Salon, Barbershop, and Spa insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate Salon and Spa insurance solution. There’s no obligation, just good-old-fashioned advice.
Start your Insurance Quote!
SOGO Insurance offers comprehensive insurance for your Texas Hair Salon, Barbershop, Spa, Makeup, or freelancer business throughout San Antonio and Austin, TX.