You know how to draw in the crowds and serve up a good time for your clientele. Your insurer needs to know what coverage is necessary to protect your business. Having a customized nightclub and bar insurance package that focuses on the particular risks your business faces is essential.
For example, a liquor liability policy is a must-have for any place of business where alcohol is consumed. If someone who has been drinking in your nightclub or bar causes damage or injures someone, you can be held liable. Even if unfounded, these claims can be costly to defend.
Your property is vital to your Nightclub and Bar. If something were to happen to the building itself, you may not be able to open your business for a period of time. Consider policy options that include not only property coverage, but also your income should your business be inaccessible. And if your suppliers are unable to make deliveries that would force you to shut down temporarily, there’s a policy for that, too.
To learn more about how specialized insurance can benefit your operation, contact us today.