While most gyms get customers to sign waivers, that’s often not enough to protect you against lawsuits. And, even if such lawsuits fail, you may still face legal costs. That’s why you need specialty fitness center insurance to cover against the specific risks of a gym.
For example, you could be held liable for injuries caused by inadequately maintained equipment. You might face professional liability claims if a customer suffers a health emergency or injury and blames the advice your staff gave. You could even be sued by customers over problems with the goods you sell, such as nutritional supplements.
Of course, a good fitness center policy also covers standard business insurance like workers’ compensation, employment practice liability and protection for your buildings and equipment.
Check with your insurer for any guidance they offer about minimizing risk; for example, posting adequate warning signs about hazards when using the equipment, or adequately training staff to deal with emergencies and minimize damage.
We can get the right policy for your fitness center. Contact us today to start the process.