How much life insurance do I need?

FBMAccess June 16, 2018

If your family relies on your income, it’s critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an overlooked aspect of personal finances. In fact, according to a study conducted by LIMRA, which closely follows life insurance trends, less than half of U.S. households say they have individual life insurance coverage, and 40% of Americans say they need more coverage. (1) Recognizing the role life insurance can play

Protect your assets with umbrella insurance

FBMAccess May 20, 2018

In 2017, the U.S. had a record 11.5 million millionaires, up from 10.8 million in the previous year. An increase in personal wealth may bring greater financial flexibility; it may also bring greater liability. Individuals with high net worth, or those who are perceived to have high net worth, may be more likely to be sued. And personal injury claims can reach into the millions. (1) Umbrella liability insurance is designed to put an extra layer of protection between your

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How much life insurance do I need?

Protect your assets with umbrella insurance