
How Natural Disasters Impact Business Insurance Costs in San Antonio
San Antonio business owners are no strangers to extreme Texas weather. Hailstorms, flash floods, lightning strikes, tornado activity, and prolonged heat waves all pose serious risks to commercial buildings, equipment, vehicles, and operations. But what many business owners don’t realize is how dramatically these natural events can drive up business-insurance premiums—and what steps you can take to minimize the impact. In this article, we break down exactly how natural disasters influence business insurance costs in San Antonio, which coverages are








